It is certainly not pleasant to think about situations like falling ill on a trip, losing your baggage, or facing a terrorist attack! But when they happen, they bring along financial and emotional implications for you.
Travel insurance covers these losses. It does not guaranty a safe trip but is a safeguard against the unexpected losses due to mishaps and emergencies. Though travel insurance is generally optional, it gives a sense of security away from home. Nowadays, certain countries have even made it mandatory for the visitors to have travel insurance.
Whether it is for leisure or business, frequent or occasional, buying Travel Insurance is as important as any other planning done for the trip, especially if you are travelling abroad. Travel insurance takes the sting out of a trip gone wrong.
While Travel Insurance covers most emergency situations, one must be aware of situations that are not covered under certain circumstances:
• Check what your travel insurance covers.
• Does it cover single trip policy or more than one trip?.
• What type of Medical Emergencies are covered?.
• What are the Emergency evacuation provisions?.
• What is the cover for accident in adventure trips?.
• What if you lose checked in baggage or it is delayed?.
• What if you lose your passport? .
• What is the cover provided for cancelled or delayed flight?.
• What if you are stuck in a terrorist attack or hijack situation?.
• Which all countries does your policy cover?.
• What is the cover limit for different situations?.
• Do you get cash in advance to deal with an Emergency?.
Customized packages to match individual needs
Quick disbursement of claims
Emergency Dental Treatment
Cover against Loss of Baggage or Passport
Cover against legal expenses
Why do I need travel insurance?
Is it mandatory to buy travel insurance if I am travelling abroad?
Do I need to take travel insurance for every different country that I might be visiting?
What does a travel insurance plan cover?
What is single trip travel insurance?
Do I need to take travel insurance every time I make the trip?
When does the cover begin?
Till when is a travel insurance valid?
Can I extend my travel insurance if my stay abroad has to be extended?
Do I need to carry the policy when I am travelling?
What is a deductible?
Do I need a medical examination for travel insurance?
What is cashless facility?
Do I get cashless hospitalisation in a travel insurance?
What are pre-existing diseases?
Are pre-existing diseases covered in travel insurance?
Am I covered if I meet with an accident in adventure sports?
Is loss of passport covered?
Does my travel insurance cover home burglary when I am on the trip?
Can I cancel my travel policy if I don’t need it anymore?
Can I purchase travel insurance for someone else?
What is a TPA? What services does it provide?
Can I buy travel insurance if I am travelling on an immigrant visa?
What do I do if my trip gets postponed?
Do I get reimbursement if my trip is cancelled?
How do I get a claim for my travel insurance?
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Tax Saving Plan
Individual Travel Insurance
Personal Accident Insurance
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