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Individual Insurance

Individual health insurance policy facilitates adequate coverage for an individual, in accordance with the specific requirements pertaining to a single person and the premium is also charged relatively. It provides sufficient cover against the diseases, injuries or any other medical treatments, offering varied benefits such as cashless facility at the time of hospitalization and other add-ons as well as lucrative deals with the hospitals covered.

The policy amount, in this case, is applicable solely to the individual insured and is usually estimated as per the age of the person in question. Thus, according to this policy, every insured member is eligible to have the entire amount individually and that cannot extend to any other family member. The primary advantage for the policy is to have enough allowance at a relatively lower cost and thus, reduces the chances of multiple features at additional cost lying unconsumed.