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Senior citizen health insurance plans in india

Senior Citizen Health Insurance

Senior Citizen health insurance for parents is an absolute essential, particularly when one is on the stage of retirement with future plans to survive on pension or income from interest savings. These policies majorly provide cover against medical treatments for people in between the age of 65 and 80 years of age. When you are at a relatively later and much slower stage of your life, you do like to have everything in order and an abrupt medical expenditure pertaining to an ailment or injury etc. can complicate the stable financial status and may even result in a bad crisis.

As per the guidelines issued by IRDA, every insurance firm must provide coverage to individuals, till the age of 65 years of age. This will facilitate coverage for people at the later stages in life as well as also enable them to move insurers, if not satisfied with the current provider. Thus, while it is imperative to have adequate senior citizen health cover for elderly people, it is equally important to make the right pick after due comparison.